When we define bad driving, we are talking about people who create property damage and injure people with their driving on a fairly regularly basis. If your insurance premiums are roughly the same as your home mortgage payments, then you are a bad driver. But we are not saying it this way to make bad driving sound cute. There are tragic consequences to bad driving, and every motorist should do their best to identify and eliminate their own bad driving.

The Financial Consequences

The financial consequences of bad driving accumulate and can eventually drive you to ruin. When you think about how much you rely on being able to drive to take care of your daily business, you can get a better idea as to how crippling it can be when driving becomes too expensive. Most insurance carriers will not insure someone who has a series of small accidents or tickets on their record. That is when you have to start looking at insurance companies that charge hundreds and sometimes thousands of dollars a month just to keep your car on the road.

Some people take on extremely high deductibles to keep their rising insurance rates down, but that becomes a problem when you get into yet another accident. As more and more of the financial responsibility for repairing your vehicle falls on your shoulders, you hopefully start to appreciate the benefits of safe driving.

The Personal Toll

Bad drivers have bad driving habits, and those bad driving habits put other drivers and pedestrians in jeopardy. Your insurance might cover the medical expenses for a pedestrian you hit, but that pedestrian’s life will never be the same. The injuries you sustain in car accidents can sometimes culminate into psychological issues that make driving almost impossible. If you continue down a path of bad driving, you are eventually going to start feeling the personal toll bad driving takes.

The Impact On Your Life

A good way for bad drivers to take that first step towards better driving is to write down a list of everything they need their license and their car for each and every day. That list may include going to work, taking the kids to school, bringing the kids home, and going grocery shopping. What people inevitably forget are activities like going to the doctor, visiting relatives, going out for the evening, taking the kids to visit friends, and other activities that are impossible without their car.

It is one thing to think that you could live your life with just public transportation, but it is another to think that public transportation would support your lifestyle. Many suburb areas have limited public transportation and calling an Uber or a cab to go everywhere you want to go will eat up your paycheck in a couple of trips. Bad driving can not only take away your freedom, it can take away your ability to live the life you have worked so hard to create.

If you are a bad driver, it is time to look in the mirror and admit your problem. You need to go start taking defensive driving courses, and maybe even consider getting someone to take you to places where driving can be a little tricky. You need to do everything you can to improve on your bad driving because the long-term consequences of being a bad driver can completely ruin your life.